I’ve been living on a pretty tight budget for about two years now. I’ve trimmed the excess, lowered my fixed costs, and used all of the leftovers to pay off my debt very quickly. I learned that DIYing can be a great way to lower costs and avoid shelling out precious cash that could be put towards my debt, and I was able to have a wonderful wedding on a budget thanks to those skills.
Sometimes though, I don’t mind spending the money on something that I consider worth it. Here are a few things that I’ve spent a lot of money on lately:
In the saga of the sick kitty, I took my hypoallergenic kitty Mia to the vet over a mild case of upset stomach. I wasn’t taking any chances on the quality of her care, because I love that cat. $600 later, I learned that she was mostly likely going to be perfectly fine with minimal medication. Did I overreact? Probably. Do I regret it? Not for a minute.
Now, I don’t let a mechanic fleece me or anything, but I don’t hesitate to spend what I need to spend to keep my car in perfect driving condition. I’m not a fan or automobiles, I’d be much happier if I could just walk or take transit everywhere, so for me, knowing that my car isn’t going to give out on me at any moment is priceless. I also want my car to last for at least another four years, so it’s in my interest to take good care of it.
My Post Debt Life and Lifestyle Inflation
I’m due to be debt free within the next two months. If I play my cards right, I’ll be banking a huge percentage of my paycheque come December. I often think about the things that I’ll spend money on after I’m debt free, and I wonder if I’ll give up my DIY, low cost way of living, and succumb to lifestyle inflation. I think the answer is probably no.
While it would be really tempting to hire out even more stuff than I do now, I know that it’s probably not worth the money, so I’ll keep doing it myself. I’m talking about things like cutting my husband’s hair, brewing my own wine, and cleaning. I hate cleaning, and I really don’t think I’m very good at it, but I’m not ready to shell out the cash to hire someone to help me with it just yet.
I think that the frugality I’ve subjected myself to for the past two years, has finally, finally, become ingrained in my personality. I don’t see myself returning to my spendy ways after debt – except when it’s worth it.
What’s “worth the money” to you? What do you still DIY?