I’m 25 years old and I live in Atlantic Canada. I work in marketing for a renewable energy firm and I’m happy to say I love my job. I live in the country with my husband, my dog Molly, and a hypo-allergenic cat named Mia. I love to run, do yoga, cook, read and blog. I’ve got a degree in Commerce from a good school and I’m ready to start out my awesome adult life!
There’s only one problem: that university education resulted in a whole lot of debt. I didn’t max out my credit cards, I wasn’t a shopaholic. I didn’t even party all that much. I worked during every summer at well paying jobs, but still, I finished up school with over $26,000 owing in student loans. I also had to buy a car, because that’s what adults do right? All in all, I started out my adult life with almost $38,000 in debt. To learn more about my debt, check out my facts page.
Since starting this blog I’ve paid off my $38,000 in debt. After that I accumulated a $10,000 emergency fund, started saving 15% of my income for retirement, and overall added $25,000 to my net worth.
I started this blog to chronicle my journey out of debt, and to show that it’s possible to be financially secure, even as a millennial. These aren’t unnatural feats that are unattainable by the majority of debt-ridden 20-somethings (there are a lot of us out there!). I assure you, I’m entirely average. If I can do it, so can you.
Me Around the Web
In the two years I’ve been blogging, I’ve been featured in a few publications around the web:
November 24th, 2014 – How to save for a ‘rainy day’ – Tangerine Bank
November 21, 2014 – Canada’s Top 20 Financial Bloggers (2014) – Wealthsimple Blog
October 10, 2014 – Balancing YOLO with Saving for Tomorrow – Tangerine Bank
April 3, 2014 – Can Different Money Attitudes Work in a Relationship? – ReadyForZero.com
March 26, 2014 – Personal Finance Interview with Jordann Brown – Mint.com
October 12, 2013 – Young, educated and making it on less than $35,000 – Financial Post
September 22, 2013 – How This 23-Year-Old Grad Tackled $53,349 in Student Debt and Car Loans - Globe and Mail
June 29, 2013 – 10 Real People Who Are Winning Their Fight With Debt – Business Insider
I was also a contributing blogger for the following blogs: